Conventional Mortgages

Dreaming of a new home or cottage? We'll help you make it happen!

  • Requires a minimum 20% downpayment
  • Maximum 30-year amortization allowed
  • First and second mortgage loans for residential and commercial properties
  • Variable and fixed, open or closed, with various terms available
  • Insurance applications available for certain age groups for Mortgage Life, Critical Illness, Disability and Loss of Employment

Check current rates

Online loan application is currently unavailable. Please contact our loan department to apply for a loan.

Need help with your down payment? Ask us how you can use a gift letter from your parents to help with your downpayment.

You can transfer your high-ratio mortgage to Osuuspankki with ease. Contact us for more details.