Conventional Mortgages

Dreaming of a new home or cottage? We'll help you make it happen!

  • Requires a minimum 20% downpayment
  • Maximum 30-year amortization allowed
  • First and second mortgage loans for residential and commercial properties
  • Variable and fixed, open or closed, with various terms available
  • Insurance applications available for certain age groups for Mortgage Life, Critical Illness, Disability and Loss of Employment

Check current rates

Online loan application is currently unavailable. Please contact us (416-486-1533 / to get an application form.

Need help with your down payment? Ask us how you can use a gift letter from your parents to help with your downpayment.

You can transfer your high-ratio mortgage to Osuuspankki with ease. Contact us for more details.