Lines of Credit

Authorized Overdraft

Enjoy the freedom to borrow money whenever you need it - with a lower interest rate than credit cards, plus no administration or application fees.

  • Pay interest only when using the overdraft
  • Eliminate the need to transfer funds between accounts

Line of Credit

Different payment options

  • Interest is charged only when using the line of credit
  • Make a monthly payment of 3% or 5% of the outstanding balance, depending on your limit
  • If you are a homeowner with equity in your home, apply for an Equity Line of Credit - a revolving line of credit with a higher limit and lower interest rate tied to our credit union prime

Online loan application is currently unavailable. Please contact us (416-486-1533 / to get an application form.